• Cashiers Checks
• Complete service by E-mail (nscu@westriv.com)
• Notary Public Service
• Automobile Value Books
• Direct Deposit of Federal and State Payments
• Direct Deposit of Payroll
• Money Orders
• Financial Counseling
• Roth IRA's, Education IRA's, and Regular IRA's
• Certificates of Deposit: 3, 6, 7, 9, 12, and 24 months
• US Savings Bonds
• Night Drop Box
• Wire Transfers
• Debit Cards
• Online Services

Loan Application
Loan Application - Page 1
Loan Application - Page 2

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Share (Savings) Account
Save at the Credit Union and earn more! The Credit Union pays the highest return you'll find on any regular statement savings account. You know the Credit Union wants you to come out on top when it comes to saving. Members save at the New Salem Credit Union by purchasing "Share Accounts". A person becomes a member by opening a $5.00 share account. Your entire family is eligible, so why not make your Credit Union membership a family affair! Share accounts earn dividends. Eligible members also receive a life insurance with Cuna Mutual equal to share accounts up to a maximum of $2,000.00, depending upon the age of the individual.

Share Draft (Checking) Account
Share drafts look and work just like checks. They give you the same anytime-anywhere access to your spending dollars. With your share draft account, there is no minimum balance requirement and no monthly service charge. Once a month, you receive a statement that lists each draft that cleared, the amount and date, your closing balance - and the dividends you've earned. After opening an account, you are responsible for balancing and maintaining that account. The instructions for reconciling are on the reverse side of your statement. There is a $12.50 charge for overdrafts. If you have questions or need help, please visit or call our office.